Wcaudita

Remote work can turn a small employer’s workers’ compensation review into a scattered evidence exercise. Employee locations live in payroll exports, temporary-work arrangements live in messages, class information may be incomplete, and policy documents rarely answer every operational question on their own. Wcaudita gives an authorized employer or broker team a bounded workspace for assembling those facts, identifying missing evidence and preparing cited questions for a licensed broker.

The product does not decide that a company has a coverage gap. It distinguishes an employee’s primary work state, temporary work location, business travel, employer nexus, payroll allocation, class-code candidate and current policy evidence. Rules and carrier materials are versioned sources, not timeless truth. A generated finding is a review candidate until the broker confirms its meaning and the employer approves any action.

The wedge is narrower than an all-state insurance engine: start with a defined set of employer states and document types, exports before integrations, and a repeatable renewal or workforce-change workflow. That produces value without claiming quote, bind, carrier-appetite or legal authority the product does not have.

An operations, finance, people or risk leader at a small or midsize employer with staff working across multiple states, usually working alongside a licensed broker.