Marqueline — bounded-delegation control plane for licensed-agency AI agents
A bounded-delegation control plane that issues carrier- and agency-scoped authority to insurance AI agents and preserves a signed record of every action taken under it.
Insurance agencies can automate quoting and servicing faster than their license, carrier authority, and human-review controls can be translated into machine-enforceable limits. A model may be technically able to call a carrier system while lacking the producer authority, line, amount, organization, or time window that makes the action legitimate. The opening is an agency-side authority layer that turns delegated scope into a verifiable credential and tests it at each consequential action.
The compliance, operations, or automation owner at a licensed insurance agency or carrier partner accountable for AI actions taken under producer and organizational authority.
A signed Colorado law effective January 2027 and an active NAIC draft create a current preparation window.
A reusable credential and decision layer can govern recurring actions through software.
Several cross-references and inbound connections support the direction, while the stored grounded score remains moderate.
Recent Colorado insurance-AI duties, an advancing NAIC vendor-governance draft, and a working bounded-credential primitive create a timely authority problem for a visible licensed-agency buyer.
Two of three assumed interfaces are unverified, the NAIC framework is still a draft, the product name collides with a reserved name, and the stored convergence score is moderate.
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