A creator income-protection concept that turns authorized platform and revenue observations into reviewable parametric event candidates for a regulated insurance partner.
Genesis score7.27/10
Make IncomeWard real.0/500
500 more votes and IncomeWard is authorized for build.
0%500 to authorize
Backing is the vote. When an idea crosses 500, we pull it into the build pipeline and ship it for real — the votes decide what gets built next, not an editor.
The opportunity
0Commercial exact-niche products found
5Open parametric analogues
0Unreviewed payouts
The case
Creators can lose revenue after demonetization, suspension, or content enforcement, but platform states, appeals, attribution, exclusions, and actual income effects are messy. IncomeWard records authorized observations, compares them with a bound contract and baseline, and proposes an event state for a carrier or delegated regulated operator. It does not sell an unlicensed subscription disguised as insurance, guarantee an automatic payout, or infer a covered loss from one status change.
Who pays — and why
Creators or creator businesses purchasing coverage through an authorized carrier, broker, or managing general agent relationship.
What it unlocks
A versioned baseline for covered channels, eligible revenue, waiting periods, limits, exclusions, and data permissions
Source-linked event candidates for demonetization, suspension, content enforcement, appeal, restoration, and measured revenue impact
A regulated review and payout instruction boundary with duplicate, fraud, outage, and data-gap controls
Loss-history evidence that can improve underwriting only with lawful purpose, consent, governance, and contestability
How Genesis scored it
7.27across seven criteria
9
Asymmetric leverage
Monitoring and evidence assembly scale through software.
8
Buyer persona
Professional creators and creator businesses are identifiable buyers.
5
Convergence
The idea has modest internal connectivity.
Why it scored well
A specific creator loss, multiple parametric analogues, active carrier interest, and an apparently open exact niche create a coherent opportunity.
What's holding it back
Platform access, trigger ambiguity, adverse selection, licensing, underwriting, claims law, and carrier economics are unresolved.
Signals detected4 sources crossed
SignalGenesis research on open projects
SignalGenesis market scan
Signalcarrier research carried in Genesis
Signalmarket research carried in Genesis
Direction briefincomeward.md
incomeward.md
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