Splitsteward

Volunteer treasurers and small nonprofit finance teams can receive one bank deposit that combines gifts or receipts assigned to several funds. The supplied research confirms bank-data, ledger and accounting write surfaces and did not find a surgical nonprofit split-deposit product. That is a researched gap, not proof of no alternative. Splitsteward remains deliberately narrower than a fund-accounting suite. It links an observed deposit to candidate constituent receipts, preserves donor or payer evidence, proposes but never decides restriction or accounting treatment, verifies that allocations plus fees and adjustments equal the observed amount, routes the exact posting for authorized approval, records provider acknowledgment and reads back the destination ledger before marking reconciliation complete. Bank observation, receipt identity, donor intent, restriction classification, fund assignment, accounting entry, provider receipt, ledger state and bank reconciliation are separate. The product cannot infer legal restrictions from memo text, manufacture missing receipt evidence, auto-post low-confidence matches, change closed periods or certify the books. Accountants retain chart, fund, class, project, period and correction authority. An unidentified difference remains an exception rather than being forced into a balancing fund.

A nonprofit treasurer, bookkeeper or finance manager handling combined deposits across restricted and unrestricted funds in an existing accounting system.