Splitrail
A governed revenue-allocation and payout workbench for bootstrapped software companies and small agencies that reconciles authorized processor deposits, applies versioned contractual split candidates, verifies available funds and recipient status, and releases approved payouts through regulated providers while keeping settlement, entitlement, accounting, tax, provider acknowledgment, recipient receipt, dispute, and correction separate.
Small companies repeatedly divide processor receipts among co-founders, contractors, affiliates, partners, reserves, and tax-planning accounts, but a percentage in a spreadsheet does not establish who legally owns funds or how a payment should be classified. Splitrail normalizes authorized processor and bank events, waits for defined settlement evidence, maps them to effective-dated agreements and rules, previews exact payouts, and requires risk-based approval. A reported deposit is not available cash, a split rule is not a contract, a tax bucket is not withholding or tax compliance, a payment instruction is not receipt, and a ledger entry is not business outcome. Sale, processor balance, settlement, contract entitlement, calculation, approval, transfer instruction, provider acknowledgment, destination readback, recipient receipt, accounting, information reporting, dispute, reversal, and correction remain distinct.
A bootstrapped software founder, small-agency finance owner, controller, or operations lead managing recurring revenue shares across founders, contractors, affiliates, and reserves.
Current processor changes may motivate switching and consolidation, though the exact window is not guaranteed.
Bootstrapped software companies and small agencies have an identifiable finance owner and recurring manual work.
The supplied cross-reference, inbound, and direct counts show adjacency while the grounded score remains five.
Two cross-references, five inbound and five direct connections, a concrete founder and agency buyer, verified payment and connector infrastructure, and no direct multi-processor small-business split product found support the direction.
Processor coverage and event semantics vary, money movement creates licensing, fraud, loss, and support exposure, agreements and tax treatment require professional authority, settled funds can reverse, incumbents can extend, pure self-service economics are not established, and pricing is unvalidated.
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