Holdgrid
A California subcontractor retention workspace that extracts reviewed contract terms, forecasts portfolio cash release, detects overdue amounts, and prepares evidence-backed collection drafts under current rules.
A subcontractor can have retention withheld across twenty or forty active projects, each with different contracts, completion events, upstream payments, exceptions, and documents. The individual amount may be visible in accounting, but the portfolio timing and collection evidence live in spreadsheets and inboxes. Holdgrid builds a reviewed schedule for every retained dollar, models expected release, flags possible cap or lateness issues, and assembles a draft demand packet. It never treats extraction as the contract, predicts payment as certainty, or sends a legal demand without authorized review.
The owner, controller, CFO, or accounts-receivable lead at a California subcontractor managing retention across multiple private projects.
The rule is newly effective and current.
Extraction, schedules, forecasts, alerts, and packet assembly scale through software.
Two cross-references and four inbound connections provide useful but not cross-vertical corroboration.
A confirmed 2026 California change, a concrete small-business cash problem, and a portfolio view narrower than broad billing products create a credible wedge.
Interfaces remain unverified, legal application and exceptions require review, payment dates depend on upstream events, and the buyer and savings need direct validation.
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